1 Introduction
Access to and use of the website (“the company”) and the products and services ("the products and services") are subject to the following terms, conditions and notices (the "Terms"). When you use the company or buy the products or services via the company, you are agreeing to all of the Terms, which can be updated regularly.

Access to the company is on a temporary basis, and we have the right to withdraw or amend the products and services without prior notice. Owner and operator of the company is not be liable if for any reason the company is unavailable at any time or for any period. Owner and operator of the company may restrict access to some parts or all of the company. Owner and operator of the company have no responsibility for hyperlinks to 3rd party.

2 Privacy Policy
By using services and products offered by the company for educational, reference, learning and training purposes, you consent to the processing described therein and warrant that all data provided by you is accurate.

3 Your Conduct
You must not use the the company in any way that causes, or is likely to cause, the company or access to it to be interrupted, damaged or impaired in any way.

You understand that you, and not the company, are responsible for all electronic communications and content sent from your computer to us and you must use the the company for lawful purposes only.

You must not use the the company or buy the products and services for any of the following:
•  For fraudulent purposes, or in connection with a criminal offence or other unlawful activities. Products and services offered by the company are for self educational, reference, learning and training purposes.

•   To send, use or reuse any material that is illegal, offensive, abusive, indecent, defamatory, obscene or menacing; or in breach of copyright, trademark, confidence, privacy or any other right; or is otherwise injurious to third parties; or objectionable; or which consists of or contains software viruses, political campaigning, commercial solicitation, chain letters, mass mailings or any "spam"

•   To cause annoyance, inconvenience or needless anxiety

•   Owner and operator of the company is not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the company or to your downloading of any material posted on it, or on any the company linked to it

4 Intellectual Property, Software and Content
Text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations are the property of owner and operator of the company. You may not systematically extract and/or re-utilize parts of the contents of the the company without written consent from owner and operator of the company.

5 Terms of Sale
By placing an order, you are offering to purchase a product or service on and subject to the following terms and conditions.

Products and services offered by the company are for educational, reference, learning and training purposes. All orders are subject to availability and confirmation of the final quotation price. Delivery times of the products or services may vary according to availability. In order to use the products and service, you must be over 18 years of age. We retain the right to refuse any request made by you. If your order is accepted we will inform you by e-mail and we will confirm the identity of the party which you have contracted with. When placing an order, you undertake that all order details you provide to us are true and accurate, that you are an authorized user to place your order and that there are sufficient funds to cover the cost of the products and service.

(a) Our Contract
A contract between the company and you will not be formed until you have made a payment and the contract is grounded in all written communication details between you and the company.

(b) Pricing and Availability
Whilst owner and operator of the company try and ensure that all details, descriptions and prices are accurate, errors may occur. If you cancel and you have already paid for products and services, or the company cancels your order due to imcomplete project detail(s), unreasonable project detail(s) or impossible project detail(s), you will receive a refund, subject to the amount you have made. All prices are HKD.

(c) Payment
Payments are accepted in bank transfers or cash. A receipt is issued by the company to acknowledge each cleared payment.

6 Disclaimer of Liability
Products and services offered by the company are for educational, reference, learning and training purposes. The material displayed on the company is provided without any guarantees, conditions or warranties as to its accuracy. Unless expressly stated to the contrary to the fullest extent permitted by law owner and operator of the company hereby expressly exclude all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity and shall not be liable for any damages whatsoever, including but without limitation to any direct, indirect, special, consequential, punitive or incidental damages, or damages for loss of use, profits, data or other intangibles, damage to goodwill or reputation, or the cost of procurement of substitute goods and services, arising out of or related to the use, inability to use, performance or failures of the company and any materials posted thereon, irrespective of whether such damages were foreseeable or arise in contract, tort, equity, restitution, by statute, at common law or otherwise. This does not affect liability of owner and operator of the company for death or personal injury arising from its negligence, nor for fraudulent misrepresentation, misrepresentation as to a fundamental matter or any other liability which cannot be excluded or limited under applicable law.

7 Linking to the company
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link from any the company that is not owned by you. the company must not be framed on any other site, nor may you create a link to any part of the company other than the home page. Owner and operator of the company reserve the right to withdraw linking permission without notice.

8 Disclaimer as to ownership of trade marks, images of personalities and third party copyright
Except where expressly stated to the contrary all persons (including their names and images), third party trade marks and images of third party products, services and/or locations featured on the the company are in no way associated, linked or affiliated with owner and operator of the company and you should not rely on the existence of such a connection or affiliation. Any trade marks/names featured on the company are owned by the respective trade mark owners. Where a trade mark or brand name is referred to it is used solely to describe or identify the products and services and is in no way an assertion that such products or services are endorsed by or connected to owner and operator of the company.

9 Indemnity
You agree to indemnify, defend and hold harmless owner and operator of the company, its directors, officers, employees and consultants, from any and all third party claims, liability, damages and/or costs (including, but not limited to, legal fees) arising from your use the company or your breach of the terms.

10 Variation
Owner and operator of the company have the right in its absolute discretion at any time and without notice to amend, remove or vary the products and services or any page of the company.

11 Invalidity
If any part of the terms is unenforceable (including any provision in which owner and operator of the company exclude our liability to you) the enforceability of any other part of the terms will not be affected all other clauses remaining in full force and effect. So far as possible where any clause/sub-clause or part of a clause/sub-clause can be severed to render the remaining part valid, the clause shall be interpreted accordingly. Alternatively, you agree that the clause shall be rectified and interpreted in such a way that closely resembles the original meaning of the clause /sub-clause as is permitted by law.

12 Waiver
If you breach these conditions and owner and operator of the company no action, owner and operator of the company will still be entitled to use our rights and remedies in any other situation where you breach these conditions.

13 Governing Law and Jurisdiction
These terms and conditions are to be construed in accordance with the laws of Hong Kong SAR.

14 Entire Agreement
The Terms constitute the entire agreement of the parties and supersede any and all preceding and contemporaneous agreements between you and owner and operator of the company. Any waiver of any provision of the Terms will be effective only if in writing and signed by owner and operator of the company.

15 Force Majeure
If owner and operator of the company is prevented or delayed (directly or indirectly) from making delivery of the Products or any portion of the Products on the agreed date of delivery or from otherwise performing this or any part of this agreement by reason of imcomplete project detail(s), unreasonable project detail(s), impossible project detail(s), inact(s) of God, war(s), embargo(s), riot(s), strike(s), lock-out(s), trade dispute(s), fire(s), break-down, inclement weather, interruption of transport, Government action delay in delivery of the products and services or by any cause whatsoever (whether or not of like nature to those specified above) in each case outside such control («force majeure»), the company hereto shall not be under any liability whatsoever to the other party by reason of such event.